Help to Buy Schemes

There are various Help to Buy Schemes being offered to buyers and the process can seem daunting. Whether you are a first time buyer with a Help to Buy Cash ISA or whether you are buying a property with the benefit of the Help to Buy (Shared Ownership) Scheme we can provide you with advice and assistance and help you through the minefield.

If you have been saving money in a Cash ISA under the Government’s Help to Buy ISA Scheme then you will receive a “bonus” from the Government which must be used towards the purchase price of the property you are buying. We will guide you through the process of when to close your account and how we go about claiming the “bonus” on your behalf.

The idea of the Help to Buy (Shared Ownership) Scheme is affordable home ownership. You can buy a newly built home or an existing one through resale programmes from housing associations. You’ll need to take out a mortgage to pay for your share of the home’s purchase price, or fund this through your savings.

For more information about the conveyancing process please click on the Downloads link below and refer to Flowcharts.

Links:

Jargon Buster/Glossary

Downloads

For a free initial quote without obligation please email property@oxcow.co.uk or call us on 01709 510999.